An Open Letter To FHA Housing, Barack Obama
Posted by Joe | Labels: FHA Housing, making housing affordable, makinghomeaffodable.com, mortgage, mortgage rates, obama, obama stimulus, stimulus package, taylor bean and whitaker | Posted On Monday, November 9, 2009 at 11:36 PM
O.K. I see it on T.V., I hear it on the radio, and now I've seen it on NBC news. "Nobody is taking advantage of the Obama housing stimulus program, only 80,000 people out of possible millions have applied."
Hmmmm....that's interesting. Especially to me. Since I've tried SEVERAL TIMES. I went to the website that FHA Housing told me to go to........
http://makinghomeaffordable.gov/
I filled out the steps. I contacted my mortgage company. They said they would help since I had lost my job.
2 months later my mortgage company was RAIDED BY THE FBI FOR FRAUD!!! YES, The people who were HELPING me cut my payments in half, were OVER CHARGING me for months. And I never did get into the program they said I would.
But the story gets even more amusing...(NOT REALLY, BUT I'M TIRED OF BEING STRESSED OUT OVER THIS!!).....
The mortgage company who took over my Home Loan, now insists everything I had agreed (in writing) with my old company is NOT valid.
That's great....I was litterally ripped off by my old mortage company, and my new mortgage company says they won't honor the first real break I got from my old mortgage company.
My "new" mortgage company has told me REPEATEDLY they can help me. Just fax over your financials, and we will see what we can do. I did that.
Then I called, they said give them a few weeks. A few weeks went by, no response. I call again. The "representative" said they never received the paper work!!...So I had to do it again....AGAIN 3 weeks later they said they NEVER received the paperwork!! I asked the represenative who gets the faxes. She said it could one of dozens of people. I asked if I could scan and e-mail the paper work, she said sure, here is my e-mail address.
One week later I called customer service back, this time with much more optimism since I had e-mailed the files. I mean come on this time it can't get lost.
But this turned out to be even worse and way more aggravating. The first thing the representative says to me is....."I don't know who told you to E-mail stuff here, but we don't do that."
Ok....well I can TELL YOU who told me because now I have her e-mail address. THIS IS NUTS!!!
So why is this so hard to get done Mr. Obama? I just seen you talking on C-SPAN about how you want more people to take advantage of this FHA program. HOW??? I get a different story from different people EVERY TIME I CALL and ask about this. Why?
And I know I am FAR from the only one this is happening to.
PART-TIME LEGISLATURE
Nothing else needs to be said the pic. speakes for itself.. Paid by our tax money to represent us?????

House Minority LeaderLawrence F. Cafero Jr., R-Norwalk, pictured standing, far right, speaks while colleagues,
Rep. Barbara Lambert, D-Milford and Rep. Jack F.Hennessy, D-Bridgeport,play solitaireMonday nightas the House convened to vote on a new budget. (AP)
The guy sitting in the row in front of these two... he's onFacebook, and the guy behind Hennessy is checking out thebaseball scores.
These are the folks that can't get the budget out by Oct. 1,Seriously!!!
So, we've got a 30 day budget extension. Well, guess what, 30 days from now we will be in the same boat. I guess this makes it easy for the news' reporters as all they have to do is recycle the same headlines from this week and from 2 years ago.
And these yo-yos will still be playing SOLITAIRE!!!
Got this picture from a friend......I guess we are in better shape then I thought when six-figure income people who make the laws have time for this on the job.
Hmmmm....that's interesting. Especially to me. Since I've tried SEVERAL TIMES. I went to the website that FHA Housing told me to go to........
http://makinghomeaffordable.gov/
I filled out the steps. I contacted my mortgage company. They said they would help since I had lost my job.
2 months later my mortgage company was RAIDED BY THE FBI FOR FRAUD!!! YES, The people who were HELPING me cut my payments in half, were OVER CHARGING me for months. And I never did get into the program they said I would.
But the story gets even more amusing...(NOT REALLY, BUT I'M TIRED OF BEING STRESSED OUT OVER THIS!!).....
The mortgage company who took over my Home Loan, now insists everything I had agreed (in writing) with my old company is NOT valid.
That's great....I was litterally ripped off by my old mortage company, and my new mortgage company says they won't honor the first real break I got from my old mortgage company.
My "new" mortgage company has told me REPEATEDLY they can help me. Just fax over your financials, and we will see what we can do. I did that.
Then I called, they said give them a few weeks. A few weeks went by, no response. I call again. The "representative" said they never received the paper work!!...So I had to do it again....AGAIN 3 weeks later they said they NEVER received the paperwork!! I asked the represenative who gets the faxes. She said it could one of dozens of people. I asked if I could scan and e-mail the paper work, she said sure, here is my e-mail address.
One week later I called customer service back, this time with much more optimism since I had e-mailed the files. I mean come on this time it can't get lost.
But this turned out to be even worse and way more aggravating. The first thing the representative says to me is....."I don't know who told you to E-mail stuff here, but we don't do that."
Ok....well I can TELL YOU who told me because now I have her e-mail address. THIS IS NUTS!!!
So why is this so hard to get done Mr. Obama? I just seen you talking on C-SPAN about how you want more people to take advantage of this FHA program. HOW??? I get a different story from different people EVERY TIME I CALL and ask about this. Why?
And I know I am FAR from the only one this is happening to.
PART-TIME LEGISLATURE
Nothing else needs to be said the pic. speakes for itself.. Paid by our tax money to represent us?????
House Minority LeaderLawrence F. Cafero Jr., R-Norwalk, pictured standing, far right, speaks while colleagues,
Rep. Barbara Lambert, D-Milford and Rep. Jack F.Hennessy, D-Bridgeport,play solitaireMonday nightas the House convened to vote on a new budget. (AP)
The guy sitting in the row in front of these two... he's onFacebook, and the guy behind Hennessy is checking out thebaseball scores.
These are the folks that can't get the budget out by Oct. 1,Seriously!!!
So, we've got a 30 day budget extension. Well, guess what, 30 days from now we will be in the same boat. I guess this makes it easy for the news' reporters as all they have to do is recycle the same headlines from this week and from 2 years ago.
And these yo-yos will still be playing SOLITAIRE!!!
Got this picture from a friend......I guess we are in better shape then I thought when six-figure income people who make the laws have time for this on the job.
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